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- Apply Coupon Code OSRSILVER during checkout and get Discounted Price. Limited period offer
- Today's gold price 22 carat - 6670.00 per gram, silver price - 91.00 per gram - Updated on 03/09/2024 Evening 19:37 PM
OSR Savings Flexi Plan is one of the best options to purchase and accumulate gold or silver. Under this scheme, there is a Gold and Silver plan where customers can opt to join any one of the plans. It can be either Gold Savings Plan or Silver Savings Plan under OSR Savings Flexi Plan. Both plans cannot be combined in one OSR Savings Flexi Plan.
This is a twelve months scheme where you need to select the plan for opening this scheme. You have two options: value-based option /weight-based option.
In Gold /Silver value-based option, you need to pay a fixed amount and as per the gold/ silver rate on that day.
In Gold/Silver weight-based option, you need to pay a variable amount in monthly installments based upon the weight upon the weight of the gold/silver. This scheme lets you buy gold/silver in grams, hence you get protected from the gold rate fluctuations.
OSR Savings Flexi Plan builds your gold /silver assets and creates financial stability. Systematic investment in gold/silver at regular intervals helps to build commitment and discipline in customers and thereby enjoy fruits of wealth through planned strategy.
Duration of the scheme is 12 Months , Minimum Monthly Premium is 500 and maximum 10000. If the customer chooses a 1000 plan amount every month has to pay the allotted amount can’t pay more or less.
Weight Based Option
In weight-based option, you need to pay a variable amount in monthly installments based upon the chosen weight of the gold/silver.
Value Based Option
In value-based option, you need to pay a fixed amount in monthly installments and as per the amount the gold/silver weight will get accumulated.
Hasini Thanga Mangai
- Hasini Thanga Mangai is a Gold weight based Flexi plan
- Choose a specific weight and the variable amount has to be paid monthly.
- Every month the accumulated weight will be added against the daily market rates
- After 12 months customer can purchase gold for the accumulated weight
- Silver gifts will be provided after completion of savings scheme.
- The below table is for the monthly payment of 10,000 RS converted in to gms against the todays rate.
Month Rate of gold Grams Installment 1 4506 2.22 10000 2 4517 2.21 10000 3 4678 2.13 10000 4 4512 2.21 10000 5 4357 2.29 10000 6 4218 2.37 10000 7 4477 2.23 10000 8 4389 2.28 10000 9 4521 2.21 10000 10 4688 2.13 10000 11 4717 2.11 10000 12 4611 2.17 10000 Total Accumulated Weight 26.56 - Note :
- The prices mentioned here are examples only. Prices are subject to change during the purchase.
- Applicable GST will be added during the purchase
Teertha Velli Vaibhoagam
- Teertha Velli Vaibhoagam is a Silver Weight based Flexi plan
- Choose a specific weight and the variable amount has to be paid monthly
- Every month the accumulated weight will be added against the daily market rates
- After 12 months customer can purchase silver for the accumulated weight
- Silver gifts will be provided after completion of savings scheme.
- The below table is for the monthly payment of 5000 RS converted in to gms against the todays rate.
Month Rate of silver Grams Installment 1 66 75.75 5000 2 67 74.62 5000 3 64 78.12 5000 4 61 81.96 5000 5 68 73.52 5000 6 74 67.56 5000 7 71 70.42 5000 8 76 65.78 5000 9 65 76.92 5000 10 64 78.12 5000 11 63 79.36 5000 12 64 78.12 5000 Total Accumulated Weight 900.25 - Note :
- The prices mentioned here are examples only. Prices are subject to change during the purchase.
- Applicable GST will be added during the purchase
Mokshitha Maha Sangamam
- Mokshitha Maha Sangamam is a Gold Silver Double Dhamaka Value based Flexi plan
- Choose a specific amount and that has to paid every month as 12 installments.
- After 12 months customer can purchase silver, gold & diamond for the accumulated amount.
- Silver gifts will be provided after completion of savings scheme.
- The below table is for the monthly payment of 10,000 RS in value based can Purchase Gold and Silver at the end of the Savings plan against the Market rate
Month Installment 1 10000 2 10000 3 10000 4 10000 5 10000 6 10000 7 10000 8 10000 9 10000 10 10000 11 10000 12 10000 Total Accumulated Amount 120000 - Note :
- The prices mentioned here are examples only. Prices are subject to change during the purchase.
- Applicable GST will be added during the purchase
The value of Rs. 1,20,000 is splitted into 60000 each , you can buy gold , silver & diamond in one plan
- Post the 12th month, you can utilize the accumulated deposit to purchase the jewelleryof your choice without any wastage or value addition charges.
- If the wastage exceeds 18% in case of pure gold, the addition/difference will be borne bythe customer.
- It is a Gold/Silver Weight and value based Monthly Savings Scheme under the scheme Gold / Silver gets Credited in your account against your Monthly Installment Plan
- Gold/Diamond Jewellerys can be done via order under the Savings Plan
- There is no cash refund available.
- You can purchase the jewellery post the 12th month.
- The installments are compulsory.
- All Kind of Stone charges & GST will be applicable.
- You can avail for a discount on purchase only post the installment phase.
- In case you discontinue between Minimum Wastage/Making charges will be applicable
- Making and wastage charges will be applicable for gold and silver that exceeds the saved/accumulated amount or weight, in the scheme
- Members have the option to purchase gold coins also under the Jewellery Purchase Plan.
- In case of balance in grams, if any, left out in the Jewellery Purchase Plan account after adjusting the purchase item, various items shall be made available such as gold coins and silver coins for the members to purchase. Balance money will not be refunded in cash / Carried forward for the next Purchase
- Payment can be done via online , Cash , Card (2% will be charged )
- For Online Payments Screenshot the Transaction made to the Whatsapp Number provided
- Your investment is protected from the fluctuating prices of gold / Silver.
- In case there is no purchase made on the 12th month, the entire amount will be refunded to the customer via Cash or cheque.
- Members can redeem at the showroom or Via Online Purchase.
- The terms and conditions can be altered/modified as per the discretion of Om Sairam Silver Shop Jewellers .
- All disputes are subject to jurisdiction of the competent courts in Chennai.
* Note :
- If the customer chooses 1000 plan amount every month has to pay the allotted amount cant pay more or less.
- For instance -
| Month | ||
|---|---|---|
| 1 | 1000 | 1000 |
| 2 | 1000 | 500 |
| 3 | 1000 | 1000 |
| 4 | 1000 | 2000 |
| 5 | 1000 | 4000 |
- If the customer breaks the plan minimum wastage ,Making charges will be barred.
- For instance- if the customer pays for Continuos 6 month (April to June), if he skips and pays after 3 months (ie from October) plan can be carry forwarded but minimum charges will be barred
| Month | ||
|---|---|---|
| 1 | 1000 | 1000 |
| 2 | 1000 | 1000 |
| 3 | 1000 | 1000 |
| 4 | 1000 | - |
| 5 | 1000 | - |
| 6 | 1000 | - |
| 7 | 1000 | 1000 |
| 8 | 1000 | 1000 |
| 9 | 1000 | 1000 |
| 10 | 1000 | - |
| 11 | 1000 | - |
| 12 | 1000 | 1000 |
- At the end of 12 months, you can purchase gold jewellery / Silver articlas of the value/grams equal to 15 installment